The Accountable paid plans (Invoicing, Bookkeeping, Taxes and Max) give you access to advanced features on top of what the Free plan already offers, and you can use almost all of them directly from the mobile app.
Below is a detailed guide organised by feature area: Banking, Revenue, Expenses, Taxes and Full peace of mind ⏬
🚀 At a glance: what upgrading unlocks
Area | Now you can… |
💳 Banking | See your real spending power with Cash Available, and connect up to 10 bank accounts |
🧾 Revenue | Send fully branded invoices and put recurring billing on autopilot |
🧾 Expenses | Scan and import as many expenses as you need, with zero monthly limit |
📊 Taxes | File your VAT and income tax straight from the app, with tailored savings tips |
🛡️ Full peace of mind | Get a tax coach, a tax guarantee, unlimited AI advice, accountant collaboration and full data exports |
Looking for the same overview but including the web version too? Check our Guideline for Accountable users. Not sure which plan is right for you? Have a look at this article.
💳 Banking
✅ What a paid plan adds
1. Now you can see your real spending power
On the Free plan, you can connect a bank account and classify your transactions, but you can't see how much of your balance is really available to spend once your taxes are set aside. A paid plan unlocks Cash Available for that — so you always know what you can safely pay yourself, today.
Cash Available takes into account:
Your total balance across your connected account(s)
Your future revenue (invoices not yet paid), which you can include or exclude
Your future taxes: social contributions, VAT for the current quarter, provision for income tax, and so on
What's left is your balance after taxes: what you can actually pay yourself, in real time. You'll find it directly on your Bank screen.
2. Now you can manage every account in one place
The Free plan only lets you connect a single bank account. On a paid plan, you can link more:
Plan | Connected bank accounts |
Free / Invoicing | 1 |
Bookkeeping / Taxes | Up to 5 |
Max | Up to 10 |
To add a bank account:
Open Settings
Go to Bank settings
Click "Add new bank account"
💡 Already have an Accountable Banking account? Its balance is automatically included in your Cash Available too, right alongside any other connected bank accounts. Curious what Accountable Banking is or how to open one? |
3. Now nothing has to wait for next month
On the Free and Invoicing plans, you can only process 5 expense transactions per month in your bookkeeping. The Bookkeeping, Taxes and Max plans remove that limit, so every transaction on every connected account can be matched, classified and counted — as it happens.
🧾 Revenue
✅ What a paid plan adds
1. Now your invoices look like you
Invoicing itself is unlimited on every plan, including Free. What a paid plan adds is control over how your invoices look:
Choose the invoice language per client
Pick your own fonts and colours
Add your own terms and conditions
You'll find these options right in the same flow you already use to create an invoice.
⚠️ Language, font, colour and custom terms are available on all paid plans, but not on the Free plan. |
2. Now recurring billing runs itself
Billing the same client the same amount every month or quarter? You can set it up once and let Accountable take care of the rest:
From the Revenue screen, tap the three dots menu and select Schedule a recurring invoice
Fill in the client, items, price and recurrence settings
Choose whether each invoice should be sent automatically or wait for your review
You can pause or delete a recurrence at any time from the Recurrences tab on the Revenue screen.
🧾 Expenses
✅ What a paid plan adds
Now you can scan and import without limits
On the Free and Invoicing plans, you can only process 5 expense transactions per month in your bookkeeping. The Bookkeeping, Taxes and Max plans remove that limit completely.
Nothing changes about how you add an expense: tap the "+" button on the Expenses screen, then choose:
Scan (take a picture)
Import a picture
Import a document
Accountable still reads the document and pre-fills the expense details for you, no matter how many you add per month.
📊 Taxes
✅ What a paid plan adds
1. Now you get tips built to lower what you owe
Instead of just seeing your estimated profit and VAT, paid plans give you tailored tips to help reduce what you owe, right where you need them: in your expenses, your revenue and your tax settings.
2. Now VAT filing takes one tap, not an afternoon
If you're subject to VAT, a Bookkeeping, Taxes or Max plan lets you submit your VAT declaration directly to SPF Finances from the Taxes tab, without leaving the app:
Make sure your expenses and revenue for the quarter are complete
Open the VAT declaration and pass the Tax review
Tap Submit to SPF Finances
Pay (or get reimbursed) the VAT balance with a ready-made QR code
Full walkthrough in How to submit your VAT declaration in one click.
3. Now your yearly tax return files itself, with your help
As a natural person self-employed in Belgium, you have one yearly tax return covering all your income. Bookkeeping and higher plans let you prepare and submit it directly through the app. Read 🇧🇪 How to submit and pay my yearly income tax for the full process.
4. Now your listings are a tap away, not a scramble
If you're required to file a yearly client listing, or an intracommunity listing for clients within the EU, both become available on the Taxes screen with a paid plan:
🛡️ Full peace of mind
✅ What a paid plan adds
Beyond the day-to-day features, a paid plan means you're never figuring things out alone — and you're covered if something goes wrong.
1. Now every filing comes with a safety net
🛡️ Every tax filing you submit through Accountable on a paid plan is covered by our tax declaration guarantee: up to €500 per declaration on Bookkeeping/Taxes, or up to €10,000 on Max, if you get fined for an honest mistake caused by an error in Accountable's calculations. Read the full guarantee details. |
2. Now expert help is always within reach
The AI Tax Advisor is available 24/7 on every paid plan, directly from your Home screen. Direct human coach access depends on your plan:
✅ Direct access to a tax coach | 💬 Access through the AI Tax Advisor | 🚫 No access to a tax coach |
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And when you do have a coach, here's how you reach them:
Contact channel | Plans |
💬 Chat | Taxes · Max · Accountable Banking |
Bookkeeping |
💡 On Max, you also get a quarterly video call with your tax coach and priority support. See Benefits of Max for details. |
3. Now your accountant can work from the same file as you
Working with an accountant? Invite them straight from the app's side menu via "Share with your accountant" — they'll get access to Accountable for Accountants to validate your documents, prepare your tax returns, and advise you, without you ever exporting a single file by hand.
4. Now your data is always yours to take
Everyone can export their original documents and an Excel file. Paid plans add more formats, available from Menu → Export your data:
A PDF export
An assets and amortisation export
A CODA export
An XML export
🖥️ What about the web version?
Every paid plan also unlocks the web app (web.accountable.eu), which the Free plan doesn't include. Everything in this article works the same way on web, but this article is written for the mobile app specifically. If you'd rather see the full paid experience across both, check our Guideline for Accountable users.
Want to get even more out of Accountable? Join our free weekly live webinar to see exactly how to make the most of the app for your own situation, hosted live by one of our tax coaches, with time for your questions.
Not sure which plan you need? Our plan comparison article breaks down pricing and who each plan is for, or explore plans & pricing directly.
And for any questions you may have, we're here to help in the chat or by email at support@accountable.eu 😊